Spectretrace uses a tailored approach to dispute and recover unauthorized or fraudulent charges. We analyze your case, develop a recovery strategy, and represent you in dealings with banks and merchants to maximize your chances of success.

You'll need documentation such as payment receipts, correspondence with the merchant or service provider, and any dispute attempts already made. The more complete the evidence, the stronger the case we can build.

Our team combines legal insight, financial recovery experience, and a commitment to transparency. We focus on client education, communication, and efficiency—making us a trusted ally in getting your money back.

The timeline varies by case and bank, but most recoveries take between 2 to 8 weeks. We aim to move quickly and will keep you updated at every stage.

We operate on a clear, fixed-fee structure—no hidden charges or last-minute add-ons. Our pricing reflects our dedication to fair, honest, and effective recovery work.